Over the course of the site's 24 years, tens of thousands of experts from a wide variety of fields have contributed as writers and editors for Investopedia. Skylar Clarine has worked in a variety of fields, from veterinary technology to cinema studies, and is now a specialist in fact-checking and personal finance. Simply put, what is credit? In the context of finance, the term "credit" may indicate a number of different things, but most often it refers to a loan arrangement in which one party (the borrower) agrees to return... Read More